Your investment portfolio:
a Fine Art Collection,
How it works
Chelsea Gallery wants to acquire a $3m piece to expand its Warhol collection.

Instead of getting a 3 year art-secured loan at a 13.5% annual interest, it can raise finance from Maecenas investors by listing some of their artwork at a 6% one-off fee.

This represents a saving of over $400k during the loan term.
One client at Leicester Family Office has given the mandate to diversify her portfolio even further by investing $15m in Fine Art.

Purchasing art pieces from Christie's would incur fees (buyers premium) of approximately $2 million.

In comparison, the Family Office could invest via Maecenas in an art-based financial instrument with similar performance, but a drastically smaller fee, therefore increasing the value of the client portfolio by more than $1.5 million.
Joanne is a HNWI who wants to invest $200k in Fine Art to diversify her estate.

Her capital is too small for a Fine Art Fund, and she is not interested in long maturity terms.

Auctioneers would charge her a 20% fee in buyers’ premium, which would make the investment considerably expensive.

In comparison, Maecenas allows her to invest in a number of different pieces of art at a low fee of 2%
James is a Modern Art collector who needs to finance the purchase of a new Jeff Koons worth $120k.

Instead of selling items from his collection, or getting an expensive loan, James get the required funding by listing in Macenas 20% of one of his flagship pieces of art.

James gets to keep his collection intact and can raise the needed capital for a much lower rate.
USE CASES :
GALLERY
FAMILY OFFICE
INVESTOR
COLLECTOR
Frequently Asked Questions
Who can use Maecenas platform?
Only accredited investors can invest through the platform at this point in time. We may open access to retail investors in the future if there is sufficient demand for it.

Private collectors, galleries and art owners can list their assets provided that they satisfy the vetting and due diligence criteria of Maecenas.
What is an accredited investor?
An accredited investor is an investor with a special status under financial regulation laws. The definition of an accredited investor vary between countries. Generally, accredited investors include high-net-worth individuals, professional investors, financial institutions, and other large corporations who have experience in complex and higher-risk investments such as venture capital funds, hedge funds and angel investmentors.
What type of artworks will be listed on the platform?
Maecenas focus is on masterpieces and proven successful artists. Art pieces will be worth circa one million USD and above.
What is the minimum I can invest in a piece of art?
The minimum investment is $5,000 USD, and you need to deposit at least $50,000 USD to open your investor account.
Will you list masterpieces?
Yes. We will list paintings and sculptures that have sound fundamentals from an investment perspective but also have appeal to investors who appreciate fine art.
How do you ensure that the artwork is authentic?
As part of our due diligence we arrange for provenance checks to be conducted by reputable and trusted third-parties, including art loss registry checks and physical inspection of the property. The documents produced during the due diligence process are stored securely and protected by cryptography to ensure that they are impossible to falsify.
How can I validate that my art holdings are accurate?
We use distributed ledger technology (also sometimes referred to as blockchain technology) to provide a tamper-proof record that guarantees your exact holdings. This record also has a cryptographic certificate of ownership attached to it.

You can read more about this technology by clicking here: Blockchain in Capital Markets
What happens if a piece of art is damaged, lost or stolen?
All artwork listed in the platform is protected by mandatory insurance. In the unlikely event that the artwork is damaged, lost or stolen the insurance protection will cover in excess of 100% of the asset value.
How does the investment process work?
Each piece of art goes through a strict validation process that involves external independent and trusted third parties, including provenance analysis, document validation and physical inspection if required.

Once the validation process is satisfactorily complete, the piece of art is listed on the platform and investors can bid for it, choosing the amount they want to invest and their desired price (which can be above or below the reference price). Bids are private and confidential.

The bidding process last for a limited time set at the discretion of the gallery or collector who listed the asset. Once the bidding is complete, the highest bids are given preference and the artwork is allocated to the successful investors based on the chosen amounts and price. At this point, the monies matching the investment amount are transferred from the investor account to the art owner account, and the transaction is settled.
What are the fees for using the platform?
Listing artwork on the platform costs 6% of the total value of the instruments listed, whereas investing in artwork costs 2% over the transaction volume. Both percentages are applied to the final settlement amount to ensure that only transacted money attracts fees. Operating in the secondary market costs 0.5% of the traded amount. Market makers have access to rebates. We also offer discounts based on volume.
Do I own the art piece I invested on?
No. Ownership remains unchanged. This is one of the key innovations that reduces investment costs. Once an artwork is listed on the platform, the art owner becomes the legal custodian of the asset. As an investor, you acquire asset-backed certificates that give you financial participation in the art piece. The certificates are protected by a strong legal framework that guarantees your rights over the asset while it remains in expert hands to guarantee its safety and proper care.
What happens if the owner wants to de-list the asset from the platform?
Owners of the asset-backed certificates have a number of legal rights over the artwork. In the case of de-listing, the owner must buy-back the certificates from all current investors. There is a negotiation process that requires a minimum percentage of the investors to agree to the terms, but this will generally settle at the market price plus a discretionary premium.
What happens if the owner physically sells the artwork?
This is allowed and actually encouraged. If the new owner is happy to continue having the artwork listed on the platform then the sale has no impact on investors at all. However, if this is not the case, then the asset must be de-listed and the standard de-listing process is followed.